Wednesday's CCK Club Meeting at Walk On's Restaurant

 

Song by Bill Stracener

Pledge by Ed Calamari

Prayer led by Carl Hancock

 

Introductions by George Simoneaux

 

Guests included LSU Circle K

President Casey Boudreaux, Ralph Johnson, Roxie James and Jennifer Smith

 

Additional guest of the LSU Kiwanis were Owen, Gay Lazarre, and Nina Laidlaw.

 

The only club news was that Barbara Daigle is unable to serve the club as a board member due to a work conflict, the remaining slate of club officers and board members were all approved.

 

Speaker was Todd Husers, Independent State Farm insurance agent from Prairieville, LA.

 

Bob Schmidt introduced the speaker.

Todd Husers is originally from Eunice, LA and attended LSU.  He was a good friend of fellow club member Jeff Koonce.  Mr. Husers discussed the catastrophic effects of hurricane's Katrina and Rita from the perspective of the insurance company.  A discussion of the claims process, clean up efforts, and many technical aspects of his job ensued.  State Farm has 30 % of the state of LA market share in homeowner's policies as well as automobile policies.  The # of claims during Katrina was 275,000 homeowner's claims and 87,000 auto claims.    In contrast, during Rita approximately 40,000 claims have already been filed.  This tremendous loss means that the price of premiums will experience an increase. 

 

Mr. Husers also discussed the difference between flood insurance and homeowner's insurance.  Mr. Husers also commented on the difference between flooding from surging waters and wind driven rain.  $250,000.00 is the maximum flood protection one can receive.  The insurance companies classify damage as a severity level 1, 2, and 3 with the level severity 1 being the most severe.

 

No jackpot was conducted.

Meeting was adjourned.

 

 

Yours truly,

 

 

Jerry Boyce

Our Lady of the Lake Foundation

5000 Hennessy Blvd Baton Rouge, LA 70808

phone 765-5000

fax 765-7915